Car Insurance Companies – How To Make A Claim
Admin November 5th, 2009
Most car insurance companies make it pretty easy to file a claim. Make sure you have all of the information on the claim with you before calling. It will make filing the claim go much smoother.
First, Call your insurance provider, not your broker in order to file your claim. They will verify your information such as address, phone number, policy number and the drivers of the car.
Next you will need to explain the type of claim that you are making. There will be different steps after this but it will follow the same basic line of thought.
After deciding the type of claim you are making you will need to provide details of how the damage occurred. Were you present when it occurred? If not were there any witnesses to the occurrence that caused the damage. You will also be asked if you filed a police report.
The auto insurance company will then ask you to fax over or mail any documentation that they need. An adjuster will either come to you to assess the damage or you will be asked to drive the car to a location in order for an onsite assessor to assess the damage. This of course will depend on the amount of damage to your vehicle.
Once it is decided if they will allow the claim or not then they will refer you to a repair shop to make the needed repairs. You will be responsible for your deductible and in most case they will cover they rest.
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